Preheat oven to 350°
Heat oil in a large skillet or Dutch Oven and sauté garlic, onion, carrot and potatoes for five minutes.
Add in all seasoning (except for Bay leaf) and sauce for one minute.
Add in Bay leaf, beans, tomatoes and vegetable broth.
If using a Dutch Oven, put directly into oven. If using a casserole, lightly oil the casserole dish, pour mixture into casserole and put in oven.
Bake uncovered for 45 minutes. ** If you are using the Bread Crumb Topping, see notes for recipe and instructions.